What bills can Billdial read?

Electricity, gas, water, internet, phone, and insurance bills from US providers, as a PDF or a photo. It reads the layout itself, so it is not limited to a list of supported providers. Bills from other countries often work too, though savings logic is tuned for US formats.

Does Billdial log into my accounts or call my provider?

No. Billdial never asks for provider passwords, never logs in, and never contacts a provider for you. It reads the bill you upload and gives you the script, the email, and the questions. You stay in control of every change.

Are the savings guaranteed?

No. Every saving is an estimate based on the bill and the assumptions shown next to it. Providers decide whether to waive a fee, restore a promo, or switch a plan. We show the math so you can judge it yourself.

Where do the cheaper plans come from?

Only from your bill, or from a competitor offer you paste in. If the bill does not list an alternative, Billdial phrases it as a question to ask your provider and does not attach a number to it.

What happens to my account number?

It is masked to the last four digits the moment the bill is read. The full number never appears in an audit, never reaches your browser from our servers, and is never sent to a model when we can remove it first.

Is my bill used to train AI models?

Never. We call model providers with data retention for training turned off, and we do not train our own models on your bills. Demo uploads are processed in memory and dropped. Account audits are encrypted at rest and deletable for real.

What does the free plan include?

Two bills a month, fully audited: line-by-line verdicts, savings estimates with reasoning, and a call script. Home adds unlimited bills, month-over-month tracking, jump alerts, and emails and question lists.

Is this financial or legal advice?

No. Billdial is a tool that reads bills and drafts what to say. For decisions with legal or major financial consequences, talk to a qualified professional.

AI bill audits for US households

Every bill, checked. Every overcharge, found.

Snap or upload your power, gas, water, internet, phone, and insurance bills. Billdial reads every line, flags what looks wrong or overpriced, estimates what you could save each year, and hands you the exact words to say.

Check my bills How it works

No login for the demo. Account numbers masked. Never used for training.

Sample household, illustrative

a year

Drag or use arrow keys to turn it.

Internet promo ended$300
Duplicate fee$120
Plan above usage$192

The live demo, no login

Drop a bill.

Upload a PDF or a photo, or pick one of three sample bills. It runs the same audit as the app: every line gets a verdict, savings come with the math, and you get a script to read. Demo uploads are processed in memory and never stored.

Drop a bill here

PDF, JPG, PNG, WebP, or HEIC. Up to 8 MB.

Or pick a sample bill

See exactly what gets read: Internet PDF, Electricity PDF, Phone PDF

Waiting for a bill

Ready

Received
Reading
Checking lines
Estimating
Done

How it works

Three steps. No account logins.

Upload your bills

Snap a photo of the paper bill or drop the PDF from your provider's site. Billdial detects the category and the provider on its own, and masks the account number the moment it reads it.

6 categories: power, gas, water, internet, phone, insurance

What it catches

Five overcharges hiding in plain sight.

Flip a switch to see a real sample line and how Billdial spots it.

Expired promos
The intro price ended. The bill quietly went up.
Fiber 1 Gig internet, standard rate $95.00
Billdial finds the promo end notice in the small print, compares the old price to the new line, and annualizes the gap: $25.00 x 12 = $300.
Duplicate fees
The same charge, twice, for the same period.
Oversized plans
Paying for far more than your usage needs.
Rental equipment
Monthly rent on a router or box you could own.
Insurance auto-renew jumps
A renewal premium that rose without a call.

Features

A control panel for every bill in the house.

Reads any US bill

Utility PDFs, carrier statements, insurance renewals, crumpled paper photos. Vision and language models read the layout the way you would, not a template per provider.

PowerGasWaterInternetPhoneInsurance

Line-by-line verdicts

OKCheckOverchargeEvery charge gets one, with a reason in plain words.

Savings with reasoning

Annual estimates that show the arithmetic and the lines used, with a confidence level. Never a promise.

Scripts and emails

A ready-to-read call script, a cancellation or downgrade email, and the questions to ask. One tap to copy.

Jump alerts

Month over month per provider. When a bill jumps, you hear about it in the app and by email.

Masked account numbers

Masked to the last four the moment a bill is read. The full number is never shown, stored in an audit, or sent back to your browser.

Account •••• 0042

Model-agnostic

Billdial routes each audit across vision and language models from more than one provider, validates every answer against a strict schema, and falls back cleanly. No single model is a single point of failure.

Built AI-native

This was not possible before modern models.

Every provider prints bills differently, and the overcharge is usually in a footnote. Reading messy real bills and reasoning about plans, fees, and fair prices takes vision and language models. So the AI is the core, not a feature.

Model-agnostic by design: audits route across models from more than one provider, every answer is validated against a strict schema, and a rules engine checks the arithmetic.

How the AI works

01
Read the bill
A vision and language model reads the PDF rows or the photo: provider, period, plan, every charge, every promo notice, every usage box.
02
Check each line
Each charge is judged against the plan and usage printed on the same bill. Duplicates, rentals, ended promos, and unused add-ons surface here.
03
Estimate fair price
Savings are computed from the bill's own numbers, annualized with the assumptions stated, and capped so nothing is double counted.
04
Write the script
Findings become a call script, an email, and questions, in your voice, naming your account only by its last four digits.

The honest stance

What Billdial will and will not do.

Read the Care page

Estimates, not guarantees
Every saving shows its math and assumptions. Providers decide what they change. We never promise a refund.
We never touch your accounts
No provider logins, no calls on your behalf, no cancellations. You make the move, with the words ready.
Your data stays yours
Encrypted at rest, account numbers masked, never used to train models. Export everything or delete it for real.

Billdial is not financial or legal advice.

From early households

Small calls, real money.

“Our internet promo had ended in March and nobody told us. I read the script word for word, asked for retention, and they put us back on the old price.”
Marisol R.Renter, Tempe, AZ
Saved per year$288
“Two of us, three lines, and a hotspot add-on none of us had ever used. Billdial also caught a line fee billed twice. Ten minutes on the phone.”
Devon and KaiRoommates, Columbus, OH
Saved per year$474

Illustrative quotes. Results vary with each bill and provider.

Pricing, USD

Start free. Pay when it pays for itself.

Free

Two bills a month, fully audited.

$0forever

2 bills audited each month
Line-by-line verdicts
Annual savings estimates with reasoning
A ready-to-read call script
Masked account numbers, real delete

Home

Selected

Every bill in one home, checked every month.

$5a month

Unlimited bills
Month-over-month tracking per provider
Jump alerts in the app and by email
Call scripts, emails, and question lists
Export everything anytime

Household

Several homes or a shared place with roommates.

$9a month

Everything in Home
Up to 4 homes
Shared view for up to 4 roommates or family
Priority audits on our strongest models
Priority support

Home: $5 a month, USD, cancel anytime.

Start with Home

Prices in US dollars for households worldwide. Taxes may apply. Billdial gives estimates and scripts; it does not act on your accounts.

FAQ

Straight answers.

Something else? Visit the help centre or write to us.

Electricity, gas, water, internet, phone, and insurance bills from US providers, as a PDF or a photo. It reads the layout itself, so it is not limited to a list of supported providers. Bills from other countries often work too, though savings logic is tuned for US formats.